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Endowments

Endowment Policies

These are a common form of investment policy. Regular premiums are paid, and when the term of the endowment expires a lump sum is paid out. The lump sum may be used to repay a mortgage, for example, although to achieve this the investment performance needs to be sufficient to build up the required capital and this performance cannot be guaranteed.

Most endowments have a protection element such that if the policyholder should die then a lump sum becomes payable.

Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.

The value of your investment can go down as well as up and you may not get back the full amount invested.


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Company address:
IFPAS Ltd. trading as Hinton Associates, Warlow Farm House, Eaton Bishop, Hereford, HR2 9QF
T: 01225 852522
F: 01225 852523

Email: enquiries@hinton-associates.co.uk

Registration address:
37 Great Pulteney Street, Bath BA2 4DA
Registration number: 02904407
Registered in: England and Wales

Hinton Associates is Authorised and regulated by the Financial Services Authority.

Hinton Associates is entered on the FSA register (www.fsa.gov.uk/register/) under reference 409031

The FSA do not regulate National Savings products, personal and commercial loans, wills/will writing, utilities or some forms of mortgage, tax planning or inheritance tax planning.

The guidance and advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.

Personal information voluntarily provided to us via this website will be treated as confidential by us and held in accordance with the Data Protection Act 1998. Any personal information provided may be used to supply details of services and products in writing, by email or by telephone.

Company phone: 01225 852522 | enquiries@hinton-associates.co.uk

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